Tag Archives: creditcards

Jet Airways American Express Platinum Credit Card


In December 2014, I signed up for the jet airways american express platinum card for the 15000 sign on bonus miles. I don’t find this card too exciting with its earn ratio, the best earn ratio for spends on Jetairways is the HDFC co-branded world card which gives 18 miles for 150 spent (12 miles for 100).
In May 2015, there was an offer of 1000 bonus JP Miles when you subscribe to an supplementary card. I applied for 2 cards (free) for 2000 bonus JP miles.

As per TnC, the bonus miles should be credited to your account by July 31, 2015, for me it didn’t.
I called in and got it rectified. If you availed this offer, do verify if you received the miles.

American Express Platinum Travel Credit Card

American Express Platinum Travel Credit Card India

Last year I reviewed the American Express Platinum Travel Credit Card India and how it is a very good card to get the best value for credit card spends.

I met the 4L spend threshold and utilized all the benefits to its full extent.
I used the 10K Taj voucher on my birthday for a stay at Taj Mahal Palace Mumbai (review coming up soon)

The time has come to renew the card and pay a renewal fee of 5000 + taxes.
I called the customer service to get the renewal fee waived.
Initially they were offering me 50% discount on the renewal fees, but I insisted on cancelling the card if I didn’t get the waiver. Amex agreed to waive it completely if I add two utility bills payment as a standing instruction on the card.
I agreed and got it waived

American Express Platinum Travel Credit Card

[review] American Express Platinum Travel Credit Card India

Got my new card, American Express Travel Credit Card.

American Express Platinum Travel Credit Card


Fees: Rs. 3500 Joining Fees
Renewal: Rs. 5000 / year (negotiable with the call center, retention department 🙂 )

Sign up bonus: 5000 Bonus MR (points) worth Indigo Vouchers worth Rs. 4000
After reaching Rs. 1,90,000, 7500 Bonus MR worth Indigo Vouchers worth Rs. 6000After reaching Rs. 4,00,000, 10000 Bonus MR worth Indigo Vouchers worth Rs. 10000

You also get 1 Mr for every Rs. 50 spent, so for Rs. 4,00,000 you would get 8000 MR for which you get Rs. 4000 worth Indigo Vouchers.
And you also get Rs. 10,000 worth Taj vouchers after reaching the 4 lakh milestone.

So for the first year, you spend Rs. 4,03,500 for which you get a total value worth Rs. 34,000 ( 8.43% value)
For the second year onwards, you spend Rs. 4,05,000 for which you get a total value worth Rs. 30,000 ( a 7.4% value)
Pretty neat for a credit card.
The second best card would be the Citibank premier miles card which gives a 5% value for air ticket spends and a 2% value for other spends.

Airport Lounge Access with Credit Cards

Many Indian banks offer free airport lounge access in India but these are actually provided by the Visa and Mastercard tie ups with the Lounges.

Here is a list that I could obtain by googling.
Also please ensure you have the correct Visa or Mastercard version of credit card
Visa has variants like Visa Platinum, Visa Signature etc.
Mastercard has Mastercard World etc.
Also, it sometimes depends on the bank tie up as well. so YMMV



Please ensure that the list is valid before you decide you visit the lounge on your next trip 🙂


accelerated rewards

[rant] accelerated rewards – not so accelerated after all

It seems like the accelerated rewards of Citibank India Credit Cards (the 10x, 4x etc) would be posted after 60 days of the transaction.

Basically since Citibank India doesn’t give the break up of points accrued in their credit card statement, there is no way to know if they really credited the bonus points.
Way to be transparent Citibank !




I opened my credit card statement that arrived today and found a charge with the name MOPSOTHCRDRCARD Mumbai. I was trying to recollect what it was and it was a tough thing to do, especially since I put all sorts of things on my card leading to a huge list of charges.

Anyways I finally figured it out, I recently applied for passport for my son and paid the passport fees online while applying from the http://passportindia.gov.in/ website. It was that charge, I wish they would tag it with some better name.

EDIT: MOPSOTHCRDRCARD can also appear for the GATE 2015 application fees and Staff selection commission entrance exam fees
Thank you
Neerav Agarwal & YlY for pointing it out.

Hope it helped.. 🙂